@flouci_ A big thank you to the organizers and to all the forward-thinking entrepreneurs and professionals who visited our booth. Your interest and engagement continue to inspire us to keep innovating. 📲 onelink.to/flouci #تاليفونك_هو_سطوشك #flouci #تطبيق #app #new #fyp #viral #viral_video #fypviralシ #foryou #tunisia #carte #card #vibes #fy #explore #fyppppppppppppppppppppppp ♬ original sound - Flouci

Play "Zina" by Babylone as You Explore the Fintech Revolution in North Africa! 🎶

Just as Zina by Babylone evokes nostalgia, cultural pride, and the beauty of tradition, the rise of North African fintech startups is a testament to regional innovation and resilience. The song captures the essence of modern progress intertwined with deep-rooted heritage, much like the fintech ecosystem that is transforming financial access while staying connected to the rich legacy of commerce in Egypt, Morocco, Tunisia, Algeria, and Libya.

As startups like Sahl, Khazna, ORA Technologies, and Flouci redefine banking, lending, and payments, they bring fresh energy to the financial landscape, just as Babylone revitalizes North African music with modern sound and timeless soul. Their work is revolutionary yet familiar, embracing technology while ensuring that local communities remain at the heart of their mission.

🎵 Press play on "Zina" and feel the rhythm of progress and tradition moving together, shaping a future where North African fintech thrives! 🔥

🎶 🌴💳 🌍 🐪 😊 🔊 Zina by Babylone

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The fintech sector in North Africa is booming, with innovative startups transforming how people bank, invest, lend, and make payments.

From digital wallets to AI-driven lending solutions, these companies are unlocking financial access for millions.

Here’s a look at 20 game-changing fintech startups across Egypt, Morocco, Tunisia, Algeria, and Libya that are making waves in 2025! 💰

Egypt 🇪🇬: The Fintech Powerhouse

Sahl

Sahl was founded in 2020 by Abdullah Assal, Ibrahim Assal, and Ahmed Othman as a household bill payment platform integrating NFC technology for instant transactions. In June 2024, it raised $6 million in Series A funding, backed by Ayady for Investment and Development, Egypt Pay, Delta Electronic Systems, and E-Finance. With 15 million households using its platform, Sahl is expanding to the UAE, with ambitions for Saudi Arabia.

Visit Sahl

Khazna

Khazna is a financial super app, founded in 2019 by Omar Saleh, Ahmed Wagueeh, and Omar Salah, offering salary advances, microloans, bill payments, and insurance. It secured $16 million in pre-Series B funding in February 2025, pushing its total funding to $56 million. With 100,000 payroll users, 500,000 end users, and 400 commercial partners, Khazna is preparing for a digital banking license and expansion into Saudi Arabia.

Visit Khazna

Bokra

Bokra, founded in 2023 by Ayman El Sawy, is a Sharia-compliant investment platform enabling users to invest in asset-backed securities. Raising $4.6 million in pre-seed funding, Bokra obtained regulatory approval from Egypt’s Financial Regulatory Authority. It provides goal-based investment features that help users plan finances more efficiently.

Visit Bokra

Klivvr

Klivvr, founded in 2021 by Onsi Sawiras, Nils Bachtler, Bassem Youssef, and Omar Sherif, offers a prepaid card and digital banking app. Approved by Egypt’s Central Bank, Klivvr raised $13 million in January 2025 and serves 438,000 users. Its latest product, Go Plus, allows families to manage expenses through supplementary cards.

Visit Klivvr

Morocco 🇲🇦: Emerging Fintech Hub

ORA

ORA Technologies, founded in 2023 by Omar Alami, is a digital payments and e-commerce startup integrating peer-to-peer transactions, an e-commerce platform, and a mobile wallet (ORA Cash). It raised $1.9 million in Pre-Series A funding, totaling $4.4 million in investment. With over 300,000 downloads, ORA Cash is gaining traction in the region.

Visit ORA Technologies

Talaty

Talaty, founded in 2022 by Slimane Lahriche, Simo Bernoussi, Ilyas Daghiri, and Zakaria El Idrissi, specializes in AI-driven lending solutions for small and medium-sized businesses (SMBs). Backed by Witamax and Renew Capital, Talaty has been expanding across Francophone Africa, utilizing behavioral finance models to reduce loan default rates by 90%.

Visit Talaty

Tunisia 🇹🇳: Digital Finance Leaders

Flouci

Flouci, founded in 2020 by Nebras Jemel and Anis Kallel, is a financial super-app offering IBAN-linked bank accounts, savings accounts, and mobile wallets. Processing $91.2 million in transactions, Flouci is now looking to expand into Morocco, Algeria, and Benin.

Visit Flouci

Konnect Networks

Konnect Networks, founded in 2021 by Amin Ben Abderrahman, is a payment gateway startup aiming to be the Stripe of North Africa. With $20 million processed within 20 months, and backing from Attijariwafa Ventures, Visa, and Renew Capital, Konnect is redefining regional fintech.

Visit Konnect Networks

Algeria & Libya 🇩🇿🇱🇾: Fintech Growth Across Borders

GIM UEMOA

GIM UEMOA, founded in 2003, is West Africa’s interbank payment organization, connecting 128 banks and 5 million cards across North and West Africa.

GIM UEMOA

Algerie Poste Fintech

Algerie Poste Fintech launched mobile banking solutions, serving 5 million+ customers nationwide.

Algerie Poste Fintech

Libya Pay

Libya Pay is a digital payment startup onboarding 200,000 users, expanding its merchant network to improve cashless transactions in Libya.

Visit Libya Pay

What’s Next for North Africa’s Fintech? 💳

The fintech revolution in North Africa is breaking barriers and creating opportunities for millions of users through financial inclusion, digital payments, AI-driven lending, and expanding regional networks. These startups are driving change, securing funding, and growing across multiple markets. 🌍🚀

💰 #FintechAfrica 📈 #Innovation2025 🌐 #FinancialInclusion 🔮 #DigitalRevolution 💳 #PaymentsRedefined